Whether you are buying, selling or refinancing; building your dream home or purchasing your first home, you have a lot riding on your Loan Consultant. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with someone who is able to give you a quick and accurate financial advice and has your best interest in mind.

As a seasoned and experienced Loan Officer for more than three decades, I have the knowledge and expertise you need to explore the many financing options available today. I’ve helped many individuals and families over the years with their real estate financing needs, specially in purchasing their first home and availing of the various down payment assistance and tax credit programs.

My ultimate goal is to ensure that you make the right and best choice for you and your family. My commitment is to provide you with the best possible service that exceeds your expectations.

HOME PURCHASING

 A properly structured home purchase loan allows you to get the home you want with a payment that fits your budget. Even first time home buyers have many options when it is time to purchase their first home. We can help you choose the right program, price range, and even direct you to the right Realtor for you in your area.

HOME REFINANCING

A home refinance loan can not only improve your current rate and terms, but can give you a chance to change the type of loan you are in, increasing your loan payoff time.

DEBT CONSOLIDATION

By consolidating your monthly debts into a home equity mortgage, you will be replacing your credit card debt with mortgage debt, which is often at a lower APR and can be tax deductible (consult your tax professional).